/**
 * baufi.rombey.capital — Premium Design System
 * Rombey Capital Baufinanzierung — Version 1.0
 */

/* ─── Font ──────────────────────────────────────────────────────────── */

@font-face {
  font-family: 'Inter';
  src: url('/fonts/inter-v18-latin-regular.woff2') format('woff2'),
       url('/fonts/Inter_18pt-Regular.ttf') format('truetype');
  font-weight: 400;
  font-style: normal;
  font-display: swap;
}

@font-face {
  font-family: 'Inter';
  src: url('/fonts/inter-v18-latin-600.woff2') format('woff2'),
       url('/fonts/inter-v18-latin-regular.woff2') format('woff2'),
       url('/fonts/Inter_18pt-Regular.ttf') format('truetype');
  font-weight: 600;
  font-style: normal;
  font-display: swap;
}

@font-face {
  font-family: 'Inter';
  src: url('/fonts/inter-v18-latin-700.woff2') format('woff2'),
       url('/fonts/inter-v18-latin-regular.woff2') format('woff2'),
       url('/fonts/Inter_18pt-Regular.ttf') format('truetype');
  font-weight: 700;
  font-style: normal;
  font-display: swap;
}

@font-face {
  font-family: 'Inter';
  src: url('/fonts/inter-v18-latin-800.woff2') format('woff2'),
       url('/fonts/inter-v18-latin-700.woff2') format('woff2'),
       url('/fonts/Inter_18pt-Regular.ttf') format('truetype');
  font-weight: 800;
  font-style: normal;
  font-display: swap;
}

/* ─── Design Tokens ─────────────────────────────────────────────────── */

:root {
  /* Primary: Navy Blue */
  --color-primary: #14284c;
  --color-primary-hover: #0f1f3a;
  --color-primary-light: #e8ecf2;
  --color-primary-50: #f0f3f8;

  /* Gold — Signature CTA */
  --color-gold: #f2b635;
  --color-gold-hover: #daa220;
  --color-gold-light: #fef8e8;

  /* Accent */
  --color-accent: #1d4ed8;
  --color-accent-hover: #1e40af;

  /* Status */
  --color-success: #059669;
  --color-success-light: #d1fae5;
  --color-danger: #dc2626;
  --color-danger-light: #fee2e2;
  --color-warning: #d97706;
  --color-warning-light: #fef3c7;

  /* Text */
  --color-text: #1e293b;
  --color-text-secondary: #475569;
  --color-text-muted: #94a3b8;

  /* Surfaces */
  --color-bg: #f4f5fa;
  --color-surface: #ffffff;
  --color-border: #e2e8f0;
  --color-border-light: #f1f5f9;

  /* Typography */
  --font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', system-ui, sans-serif;

  /* Radius */
  --radius-sm: 6px;
  --radius-md: 10px;
  --radius-lg: 16px;
  --radius-xl: 24px;
  --radius-full: 9999px;

  /* Shadows */
  --shadow-xs: 0 1px 2px rgba(0,0,0,0.05);
  --shadow-sm: 0 1px 3px rgba(0,0,0,0.08), 0 1px 2px rgba(0,0,0,0.04);
  --shadow-md: 0 4px 6px -1px rgba(0,0,0,0.08), 0 2px 4px -2px rgba(0,0,0,0.04);
  --shadow-lg: 0 10px 15px -3px rgba(0,0,0,0.08), 0 4px 6px -4px rgba(0,0,0,0.04);
  --shadow-xl: 0 20px 25px -5px rgba(0,0,0,0.1), 0 8px 10px -6px rgba(0,0,0,0.04);

  /* Transitions */
  --transition-fast: 150ms ease;
  --transition: 200ms ease;
  --transition-slow: 300ms ease;
}

/* ─── Reset & Base ──────────────────────────────────────────────────── */

*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
  overflow-x: hidden;
}

body {
  font-family: var(--font-family);
  color: var(--color-text);
  background-color: var(--color-bg);
  line-height: 1.6;
  font-size: 16px;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
  max-width: 100%;
}

/* Flex/Grid-Kinder dürfen nicht über die Spalte wachsen */
.usp-item, .usp-text, .process-step, .regional-city {
  min-width: 0;
}

img { max-width: 100%; height: auto; display: block; }
a { color: var(--color-accent); text-decoration: none; transition: color var(--transition); }
a:hover { text-decoration: underline; }

h1, h2, h3, h4 {
  color: var(--color-primary);
  line-height: 1.2;
  font-weight: 700;
}

h1 { font-size: clamp(1.75rem, 4vw, 2.75rem); }
h2 { font-size: clamp(1.35rem, 3vw, 2rem); margin-bottom: 16px; }
h3 { font-size: clamp(1.1rem, 2.5vw, 1.35rem); margin-bottom: 12px; }

p { margin-bottom: 16px; }

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

.container--narrow {
  max-width: 800px;
  margin: 0 auto;
  padding: 0 24px;
}

/* ─── Site Header / Navigation ──────────────────────────────────────── */

.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: var(--color-surface);
  border-bottom: 1px solid var(--color-border);
  box-shadow: var(--shadow-xs);
}

.header-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 64px;
}

.header-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
  color: var(--color-primary);
  font-weight: 700;
  font-size: 1.1rem;
}

.header-logo:hover { text-decoration: none; }

.header-logo img {
  height: 32px;
  width: auto;
}

.header-logo span {
  color: var(--color-gold);
  font-weight: 600;
}

/* Main Nav */
.main-nav {
  display: flex;
  align-items: center;
  gap: 4px;
}

.nav-item {
  position: relative;
}

.nav-link {
  display: flex;
  align-items: center;
  gap: 4px;
  padding: 8px 14px;
  color: var(--color-text);
  font-size: 0.9rem;
  font-weight: 500;
  border-radius: var(--radius-md);
  transition: background var(--transition), color var(--transition);
  text-decoration: none;
  cursor: pointer;
}

.nav-link:hover {
  background: var(--color-primary-50);
  color: var(--color-primary);
  text-decoration: none;
}

.nav-link svg {
  width: 14px;
  height: 14px;
  transition: transform var(--transition);
}

.nav-item:hover .nav-link svg {
  transform: rotate(180deg);
}

/* Dropdown */
.nav-dropdown {
  position: absolute;
  top: 100%;
  left: 0;
  min-width: 260px;
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-xl);
  padding: 8px;
  opacity: 0;
  visibility: hidden;
  transform: translateY(-8px);
  transition: all var(--transition);
  z-index: 100;
}

.nav-item:hover .nav-dropdown {
  opacity: 1;
  visibility: visible;
  transform: translateY(4px);
}

.nav-dropdown a {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 10px 14px;
  color: var(--color-text);
  font-size: 0.875rem;
  border-radius: var(--radius-md);
  transition: background var(--transition);
  text-decoration: none;
}

.nav-dropdown a:hover {
  background: var(--color-primary-50);
  text-decoration: none;
}

.nav-dropdown a .dropdown-icon {
  width: 36px;
  height: 36px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--color-gold-light);
  border-radius: var(--radius-md);
  flex-shrink: 0;
  font-size: 1.1rem;
}

.nav-dropdown a .dropdown-text {
  display: flex;
  flex-direction: column;
}

.nav-dropdown a .dropdown-text strong {
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--color-text);
}

.nav-dropdown a .dropdown-text small {
  font-size: 0.75rem;
  color: var(--color-text-muted);
}

/* Header CTA */
.header-cta {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--color-gold);
  color: var(--color-primary);
  padding: 10px 22px;
  border-radius: var(--radius-full);
  font-size: 0.875rem;
  font-weight: 700;
  border: none;
  cursor: pointer;
  transition: all var(--transition);
  text-decoration: none;
  box-shadow: 0 2px 8px rgba(242,182,53,0.3);
}

.header-cta:hover {
  background: var(--color-gold-hover);
  text-decoration: none;
  transform: translateY(-1px);
  box-shadow: 0 4px 12px rgba(242,182,53,0.4);
}

/* Mobile Hamburger */
.mobile-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
  color: var(--color-text);
}

.mobile-toggle svg {
  width: 24px;
  height: 24px;
}

/* Mobile Nav */
.mobile-nav {
  display: none;
  position: fixed;
  top: 64px;
  left: 0;
  right: 0;
  bottom: 0;
  background: var(--color-surface);
  z-index: 999;
  overflow-y: auto;
  padding: 24px;
}

.mobile-nav.is-open {
  display: block;
}

.mobile-nav a {
  display: block;
  padding: 14px 0;
  color: var(--color-text);
  font-size: 1rem;
  font-weight: 500;
  border-bottom: 1px solid var(--color-border-light);
  text-decoration: none;
}

.mobile-nav a:hover {
  color: var(--color-primary);
  text-decoration: none;
}

.mobile-nav .mobile-nav-heading {
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--color-text-muted);
  margin-top: 24px;
  margin-bottom: 8px;
}

.mobile-nav .mobile-cta {
  display: block;
  text-align: center;
  background: var(--color-gold);
  color: var(--color-primary);
  font-weight: 700;
  padding: 14px 24px;
  border-radius: var(--radius-full);
  margin-top: 24px;
  text-decoration: none;
}

/* ─── Buttons ───────────────────────────────────────────────────────── */

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 28px;
  font-family: var(--font-family);
  font-size: 0.95rem;
  font-weight: 600;
  border: none;
  border-radius: var(--radius-full);
  cursor: pointer;
  transition: all var(--transition);
  text-decoration: none;
  line-height: 1.4;
}

.btn:hover { text-decoration: none; }

.btn-gold {
  background: var(--color-gold);
  color: var(--color-primary);
  box-shadow: 0 2px 8px rgba(242,182,53,0.3);
}

.btn-gold:hover {
  background: var(--color-gold-hover);
  transform: translateY(-1px);
  box-shadow: 0 4px 12px rgba(242,182,53,0.4);
}

.btn-primary {
  background: var(--color-primary);
  color: #fff;
}

.btn-primary:hover {
  background: var(--color-primary-hover);
  transform: translateY(-1px);
}

.btn-outline {
  background: transparent;
  color: var(--color-primary);
  border: 2px solid var(--color-primary);
}

.btn-outline:hover {
  background: var(--color-primary);
  color: #fff;
}

.btn-outline-white {
  background: transparent;
  color: #fff;
  border: 2px solid rgba(255,255,255,0.4);
}

.btn-outline-white:hover {
  background: rgba(255,255,255,0.1);
  border-color: #fff;
}

.btn-lg {
  padding: 16px 36px;
  font-size: 1.05rem;
}

.btn-sm {
  padding: 8px 18px;
  font-size: 0.85rem;
}

.btn svg {
  width: 18px;
  height: 18px;
}

/* ─── Hero Section ──────────────────────────────────────────────────── */

.hero {
  background: linear-gradient(135deg, var(--color-primary) 0%, #1a3a6b 50%, #0d1b33 100%);
  color: #fff;
  padding: 80px 24px 100px;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(circle at 20% 50%, rgba(242,182,53,0.08) 0%, transparent 50%),
    radial-gradient(circle at 80% 20%, rgba(29,78,216,0.06) 0%, transparent 50%);
  pointer-events: none;
}

.hero-content {
  position: relative;
  z-index: 1;
  max-width: 720px;
  margin: 0 auto;
}

.hero h1 {
  color: #fff;
  margin-bottom: 20px;
}

.hero-subtitle {
  font-size: clamp(1rem, 2vw, 1.2rem);
  opacity: 0.9;
  max-width: 600px;
  margin: 0 auto 36px;
  line-height: 1.6;
}

.hero-ctas {
  display: flex;
  gap: 16px;
  justify-content: center;
  flex-wrap: wrap;
}

/* Trust Bar */
.trust-bar {
  background: var(--color-surface);
  border-bottom: 1px solid var(--color-border);
  padding: 20px 24px;
}

.trust-bar-inner {
  max-width: 1200px;
  margin: 0 auto;
  display: flex;
  justify-content: center;
  flex-wrap: wrap;
  gap: 32px;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--color-text);
}

.trust-item svg {
  width: 20px;
  height: 20px;
  color: var(--color-gold);
  flex-shrink: 0;
}

/* ─── Sections ──────────────────────────────────────────────────────── */

.section {
  padding: 80px 24px;
}

.section--light {
  background: var(--color-bg);
}

.section--white {
  background: var(--color-surface);
}

.section--dark {
  background: var(--color-primary);
  color: #fff;
}

.section--dark h2,
.section--dark h3 {
  color: #fff;
}

.section--gold {
  background: linear-gradient(135deg, var(--color-gold) 0%, #e6a520 100%);
  color: var(--color-primary);
}

.section-header {
  text-align: center;
  max-width: 640px;
  margin: 0 auto 48px;
}

.section-header p {
  color: var(--color-text-secondary);
  font-size: 1.05rem;
  line-height: 1.6;
}

.section--dark .section-header p {
  color: rgba(255,255,255,0.8);
}

/* ─── Cards ─────────────────────────────────────────────────────────── */

.card {
  background: var(--color-surface);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  padding: 32px;
  transition: all var(--transition-slow);
}

.card-teaser {
  cursor: pointer;
  text-decoration: none;
  display: block;
  color: var(--color-text);
}

.card-teaser:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-xl);
  text-decoration: none;
}

.card-icon {
  width: 52px;
  height: 52px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--color-gold-light);
  border-radius: var(--radius-md);
  margin-bottom: 16px;
  font-size: 1.5rem;
}

.card-title {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--color-primary);
  margin-bottom: 8px;
}

.card-desc {
  font-size: 0.9rem;
  color: var(--color-text-secondary);
  line-height: 1.5;
  margin-bottom: 16px;
}

.card-link {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--color-accent);
  display: inline-flex;
  align-items: center;
  gap: 4px;
}

.card-link svg {
  width: 16px;
  height: 16px;
  transition: transform var(--transition);
}

.card-teaser:hover .card-link svg {
  transform: translateX(4px);
}

/* ─── Grid Layouts ──────────────────────────────────────────────────── */

.grid-2 {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
}

.grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.grid-4 {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

/* ─── Steps / How It Works ──────────────────────────────────────────── */

.steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  counter-reset: step;
}

.step {
  text-align: center;
  padding: 24px 16px;
  position: relative;
  counter-increment: step;
}

.step-number {
  width: 48px;
  height: 48px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--color-gold);
  color: var(--color-primary);
  font-weight: 700;
  font-size: 1.2rem;
  border-radius: 50%;
  margin: 0 auto 16px;
}

.step h3 {
  font-size: 1rem;
  margin-bottom: 8px;
}

.step p {
  font-size: 0.85rem;
  color: var(--color-text-secondary);
  line-height: 1.5;
}

/* ─── USP Section ───────────────────────────────────────────────────── */

.usp-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 32px;
}

.usp-item {
  display: flex;
  gap: 16px;
}

.usp-icon {
  width: 48px;
  height: 48px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: rgba(242,182,53,0.15);
  border-radius: var(--radius-md);
  flex-shrink: 0;
  font-size: 1.3rem;
}

.section--dark .usp-icon {
  background: rgba(242,182,53,0.2);
}

.usp-text h3 {
  font-size: 1rem;
  margin-bottom: 4px;
}

.usp-text p {
  font-size: 0.9rem;
  color: var(--color-text-secondary);
  line-height: 1.5;
  margin-bottom: 0;
}

.section--dark .usp-text p {
  color: rgba(255,255,255,0.75);
}

/* ─── Quick Calculator (Homepage) ───────────────────────────────────── */

.quick-calc {
  max-width: 800px;
  margin: -48px auto 0;
  position: relative;
  z-index: 2;
  padding: 0 24px;
}

.quick-calc .card {
  padding: 40px;
  box-shadow: var(--shadow-xl);
}

.quick-calc h2 {
  text-align: center;
  margin-bottom: 8px;
}

.quick-calc .section-subtitle {
  text-align: center;
  color: var(--color-text-secondary);
  font-size: 0.95rem;
  margin-bottom: 32px;
}

.calc-form {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
}

.calc-form .form-group--full {
  grid-column: 1 / -1;
}

/* ─── Forms ─────────────────────────────────────────────────────────── */

.form-group {
  display: flex;
  flex-direction: column;
}

.form-group label {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--color-text);
  margin-bottom: 6px;
}

.form-group label .hint {
  font-weight: 400;
  color: var(--color-text-muted);
  font-size: 0.8rem;
}

.form-input,
.form-select {
  padding: 12px 16px;
  font-family: var(--font-family);
  font-size: 0.95rem;
  border: 1.5px solid var(--color-border);
  border-radius: var(--radius-md);
  background: var(--color-surface);
  color: var(--color-text);
  transition: border-color var(--transition), box-shadow var(--transition);
  width: 100%;
}

.form-input:focus,
.form-select:focus {
  outline: none;
  border-color: var(--color-gold);
  box-shadow: 0 0 0 3px rgba(242,182,53,0.15);
}

.form-select {
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' fill='%23475569' viewBox='0 0 16 16'%3E%3Cpath d='M8 11L3 6h10l-5 5z'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 40px;
  cursor: pointer;
}

.form-input-group {
  position: relative;
}

.form-input-group .form-input {
  padding-right: 44px;
}

.form-input-group .input-suffix {
  position: absolute;
  right: 14px;
  top: 50%;
  transform: translateY(-50%);
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--color-text-muted);
  pointer-events: none;
}

/* Range Slider */
.form-range {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 6px;
  border-radius: 3px;
  background: var(--color-border);
  outline: none;
  margin: 8px 0;
}

.form-range::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--color-gold);
  cursor: pointer;
  border: 3px solid var(--color-surface);
  box-shadow: var(--shadow-md);
  transition: transform var(--transition);
}

.form-range::-webkit-slider-thumb:active {
  transform: scale(1.15);
}

.form-range::-moz-range-thumb {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--color-gold);
  cursor: pointer;
  border: 3px solid var(--color-surface);
  box-shadow: var(--shadow-md);
}

.range-labels {
  display: flex;
  justify-content: space-between;
  font-size: 0.8rem;
  color: var(--color-text-muted);
}

.range-value {
  text-align: center;
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--color-primary);
}

/* Radio Pills */
.radio-pills {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
}

.radio-pill {
  position: relative;
}

.radio-pill input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.radio-pill label {
  display: inline-flex;
  align-items: center;
  padding: 10px 20px;
  border: 1.5px solid var(--color-border);
  border-radius: var(--radius-full);
  font-size: 0.875rem;
  font-weight: 500;
  cursor: pointer;
  transition: all var(--transition);
  color: var(--color-text);
  margin-bottom: 0;
}

.radio-pill input:checked + label {
  background: var(--color-primary);
  border-color: var(--color-primary);
  color: #fff;
}

.radio-pill label:hover {
  border-color: var(--color-primary);
}

/* Checkbox */
.form-check {
  display: flex;
  align-items: flex-start;
  gap: 10px;
}

.form-check input[type="checkbox"] {
  width: 18px;
  height: 18px;
  border: 1.5px solid var(--color-border);
  border-radius: 4px;
  cursor: pointer;
  accent-color: var(--color-primary);
  flex-shrink: 0;
  margin-top: 2px;
}

.form-check label {
  font-size: 0.85rem;
  color: var(--color-text-secondary);
  cursor: pointer;
  line-height: 1.5;
  margin-bottom: 0;
}

/* Form Error */
.form-group.has-error .form-input,
.form-group.has-error .form-select {
  border-color: var(--color-danger);
  box-shadow: 0 0 0 3px rgba(220,38,38,0.1);
}

.form-error {
  font-size: 0.8rem;
  color: var(--color-danger);
  margin-top: 4px;
  display: none;
}

.form-group.has-error .form-error {
  display: block;
}

/* ─── Calculator Results ────────────────────────────────────────────── */

.calc-result {
  display: none;
  margin-top: 32px;
  animation: slideIn 0.4s ease;
}

.calc-result.is-visible {
  display: block;
}

@keyframes slideIn {
  from { opacity: 0; transform: translateY(16px); }
  to { opacity: 1; transform: translateY(0); }
}

.calc-result-header {
  text-align: center;
  margin-bottom: 24px;
}

.calc-result-metric {
  text-align: center;
  padding: 24px;
  background: var(--color-primary-50);
  border-radius: var(--radius-lg);
  margin-bottom: 20px;
}

.calc-result-metric .metric-value,
.calc-result-metric .calc-result-value {
  display: block;
  font-size: clamp(2rem, 5vw, 2.75rem);
  font-weight: 700;
  color: var(--color-primary);
  line-height: 1;
  margin-bottom: 4px;
}

.calc-result-metric .metric-label,
.calc-result-metric .calc-result-label {
  display: block;
  font-size: 0.85rem;
  color: var(--color-text-secondary);
  font-weight: 500;
}

.calc-result-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  margin-bottom: 24px;
}

.calc-result-item {
  text-align: center;
  padding: 16px;
  background: var(--color-bg);
  border-radius: var(--radius-md);
}

.calc-result-item .item-value,
.calc-result-item .calc-result-item-value {
  display: block;
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--color-primary);
  margin-bottom: 2px;
}

.calc-result-item .item-label,
.calc-result-item .calc-result-item-label {
  display: block;
  font-size: 0.8rem;
  color: var(--color-text-muted);
}

/* Risk Badge */
.calc-risk-badge,
.risk-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 6px 16px;
  border-radius: var(--radius-full);
  font-size: 0.85rem;
  font-weight: 600;
}

.calc-risk-badge--green,
.risk-badge--green {
  background: var(--color-success-light);
  color: var(--color-success);
}

.calc-risk-badge--yellow,
.risk-badge--yellow {
  background: var(--color-warning-light);
  color: var(--color-warning);
}

.calc-risk-badge--red,
.risk-badge--red {
  background: var(--color-danger-light);
  color: var(--color-danger);
  animation: pulse 2s ease infinite;
}

@keyframes pulse {
  0%, 100% { transform: scale(1); }
  50% { transform: scale(1.03); }
}

/* Chart Container */
.calc-chart {
  margin: 24px 0;
  position: relative;
}

.calc-chart canvas {
  width: 100% !important;
  height: auto !important;
}

/* Amortization Table */
.calc-table-wrapper {
  overflow-x: auto;
  margin: 24px 0;
  border-radius: var(--radius-md);
  border: 1px solid var(--color-border);
}

.calc-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.85rem;
}

.calc-table th {
  background: var(--color-primary);
  color: #fff;
  padding: 12px 16px;
  font-weight: 600;
  text-align: right;
  white-space: nowrap;
}

.calc-table th:first-child {
  text-align: left;
}

.calc-table td {
  padding: 10px 16px;
  text-align: right;
  border-bottom: 1px solid var(--color-border-light);
}

.calc-table td:first-child {
  text-align: left;
  font-weight: 600;
}

.calc-table tr:nth-child(even) {
  background: var(--color-primary-50);
}

.calc-table tr:hover {
  background: var(--color-gold-light);
}

/* CTA after result */
.calc-result-cta {
  text-align: center;
  padding: 32px 24px;
  background: linear-gradient(135deg, var(--color-gold-light) 0%, #fef3d6 100%);
  border-radius: var(--radius-lg);
  margin-top: 32px;
  border: 1px solid rgba(242,182,53,0.2);
}

.calc-result-cta h3 {
  color: var(--color-primary);
  margin-bottom: 8px;
}

.calc-result-cta p {
  color: var(--color-text-secondary);
  font-size: 0.95rem;
  margin-bottom: 20px;
}

/* ─── Social Proof / Trust ──────────────────────────────────────────── */

.trust-numbers {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
  text-align: center;
}

.trust-number .number {
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 700;
  color: var(--color-gold);
  line-height: 1;
  margin-bottom: 8px;
}

.section--dark .trust-number .number {
  color: var(--color-gold);
}

.trust-number .label {
  font-size: 0.9rem;
  color: var(--color-text-secondary);
}

.section--dark .trust-number .label {
  color: rgba(255,255,255,0.75);
}

.partner-logos {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 48px;
  flex-wrap: wrap;
  margin-top: 40px;
  opacity: 0.7;
}

.partner-logos img {
  height: 32px;
  width: auto;
  filter: grayscale(100%);
  transition: filter var(--transition), opacity var(--transition);
}

.partner-logos img:hover {
  filter: grayscale(0%);
  opacity: 1;
}

/* ─── FAQ Accordion ─────────────────────────────────────────────────── */

.faq-list {
  max-width: 800px;
  margin: 0 auto;
}

.faq-item {
  border-bottom: 1px solid var(--color-border);
}

.faq-question {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 20px 0;
  background: none;
  border: none;
  font-family: var(--font-family);
  font-size: 1rem;
  font-weight: 600;
  color: var(--color-text);
  cursor: pointer;
  text-align: left;
}

.faq-question svg {
  width: 20px;
  height: 20px;
  color: var(--color-text-muted);
  transition: transform var(--transition);
  flex-shrink: 0;
  margin-left: 16px;
}

.faq-item.is-open .faq-question svg {
  transform: rotate(180deg);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height var(--transition-slow);
}

.faq-answer-inner {
  padding: 0 0 20px;
  font-size: 0.9rem;
  color: var(--color-text-secondary);
  line-height: 1.6;
}

/* ─── CTA Section ───────────────────────────────────────────────────── */

.cta-section {
  text-align: center;
  padding: 80px 24px;
  background: linear-gradient(135deg, var(--color-gold) 0%, #e6a520 100%);
}

.cta-section h2 {
  color: var(--color-primary);
  margin-bottom: 12px;
}

.cta-section p {
  color: var(--color-primary);
  opacity: 0.8;
  max-width: 560px;
  margin: 0 auto 32px;
  font-size: 1.05rem;
}

.cta-options {
  display: flex;
  gap: 16px;
  justify-content: center;
  flex-wrap: wrap;
}

.cta-option {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 14px 28px;
  background: var(--color-primary);
  color: #fff;
  border-radius: var(--radius-full);
  font-weight: 600;
  font-size: 0.95rem;
  transition: all var(--transition);
  text-decoration: none;
}

.cta-option:hover {
  background: var(--color-primary-hover);
  transform: translateY(-2px);
  text-decoration: none;
}

.cta-option svg {
  width: 20px;
  height: 20px;
}

.cta-option--whatsapp {
  background: #25D366;
}

.cta-option--whatsapp:hover {
  background: #1da851;
}

/* ─── Footer ────────────────────────────────────────────────────────── */

.site-footer {
  background: var(--color-primary);
  color: rgba(255,255,255,0.8);
  padding: 64px 24px 32px;
}

.footer-inner {
  max-width: 1200px;
  margin: 0 auto;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px;
  margin-bottom: 48px;
}

.footer-brand p {
  font-size: 0.9rem;
  line-height: 1.6;
  margin-bottom: 16px;
  color: rgba(255,255,255,0.65);
}

.footer-logo {
  font-size: 1.1rem;
  font-weight: 700;
  color: #fff;
  margin-bottom: 12px;
}

.footer-logo span {
  color: var(--color-gold);
}

.footer-heading {
  font-size: 0.85rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--color-gold);
  margin-bottom: 16px;
}

.footer-links {
  list-style: none;
}

.footer-links li {
  margin-bottom: 8px;
}

.footer-links a {
  color: rgba(255,255,255,0.7);
  font-size: 0.875rem;
  transition: color var(--transition);
  text-decoration: none;
}

.footer-links a:hover {
  color: #fff;
  text-decoration: none;
}

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding-top: 24px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 16px;
}

.footer-bottom p {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.5);
  margin-bottom: 0;
}

.footer-bottom-links {
  display: flex;
  gap: 24px;
}

.footer-bottom-links a {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.5);
  text-decoration: none;
}

.footer-bottom-links a:hover {
  color: rgba(255,255,255,0.8);
}

/* ─── WhatsApp Float ────────────────────────────────────────────────── */

.whatsapp-float {
  position: fixed;
  bottom: 24px;
  right: 24px;
  width: 56px;
  height: 56px;
  background: #25D366;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 16px rgba(37,211,102,0.4);
  z-index: 900;
  transition: all var(--transition);
  text-decoration: none;
}

.whatsapp-float:hover {
  transform: scale(1.08);
  box-shadow: 0 6px 20px rgba(37,211,102,0.5);
  text-decoration: none;
}

.whatsapp-float svg {
  width: 28px;
  height: 28px;
  fill: #fff;
}

/* ─── Mobile CTA Bar ───────────────────────────────────────────────── */

.mobile-cta-bar {
  display: none;
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  background: var(--color-surface);
  border-top: 1px solid var(--color-border);
  padding: 12px 24px;
  z-index: 800;
  box-shadow: 0 -4px 12px rgba(0,0,0,0.08);
}

.mobile-cta-bar-inner {
  display: flex;
  gap: 12px;
  max-width: 600px;
  margin: 0 auto;
}

.mobile-cta-bar a {
  flex: 1;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px;
  border-radius: var(--radius-full);
  font-size: 0.85rem;
  font-weight: 600;
  text-decoration: none;
}

.mobile-cta-bar a svg {
  width: 18px;
  height: 18px;
}

/* ─── Scroll Reveal ─────────────────────────────────────────────────── */

.reveal {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.reveal.is-visible {
  opacity: 1;
  transform: translateY(0);
}

/* ─── Form Wizard (Lead Form) ───────────────────────────────────────── */

.wizard-overlay {
  display: none;
  position: fixed;
  inset: 0;
  background: rgba(0,0,0,0.5);
  z-index: 2000;
  align-items: center;
  justify-content: center;
  padding: 24px;
}

.wizard-overlay.is-open {
  display: flex;
}

.wizard-modal {
  background: var(--color-surface);
  border-radius: var(--radius-xl);
  max-width: 600px;
  width: 100%;
  max-height: 90vh;
  overflow-y: auto;
  box-shadow: var(--shadow-xl);
}

.wizard-header {
  padding: 24px 32px;
  border-bottom: 1px solid var(--color-border);
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.wizard-header h3 {
  margin-bottom: 0;
}

.wizard-close {
  background: none;
  border: none;
  cursor: pointer;
  padding: 4px;
  color: var(--color-text-muted);
  font-size: 1.5rem;
  line-height: 1;
}

.wizard-progress {
  display: flex;
  padding: 16px 32px;
  gap: 8px;
}

.wizard-progress-step {
  flex: 1;
  height: 4px;
  border-radius: 2px;
  background: var(--color-border);
  transition: background var(--transition);
}

.wizard-progress-step.is-active,
.wizard-progress-step.is-done {
  background: var(--color-gold);
}

.wizard-body {
  padding: 24px 32px;
}

.wizard-step {
  display: none;
}

.wizard-step.is-active {
  display: block;
  animation: slideIn 0.3s ease;
}

.wizard-footer {
  padding: 16px 32px 24px;
  display: flex;
  justify-content: space-between;
  gap: 16px;
}

.wizard-summary {
  font-size: 0.875rem;
}

.wizard-summary dt {
  font-weight: 600;
  color: var(--color-text-muted);
  font-size: 0.8rem;
  margin-top: 8px;
}

.wizard-summary dd {
  color: var(--color-text);
  margin-left: 0;
}

.wizard-success {
  text-align: center;
  padding: 32px;
}

.wizard-success svg {
  width: 64px;
  height: 64px;
  color: var(--color-success);
  margin-bottom: 16px;
}

.wizard-success h3 {
  margin-bottom: 12px;
}

.wizard-success p {
  color: var(--color-text-secondary);
}

/* ─── Ratgeber / Guide Pages ────────────────────────────────────────── */

.guide-content {
  max-width: 800px;
  margin: 0 auto;
  padding: 48px 24px 80px;
}

.guide-content h1 {
  margin-bottom: 16px;
}

.guide-meta {
  font-size: 0.85rem;
  color: var(--color-text-muted);
  margin-bottom: 32px;
}

.guide-content h2 {
  margin-top: 40px;
}

.guide-content p,
.guide-content ul,
.guide-content ol {
  font-size: 1rem;
  line-height: 1.7;
  color: var(--color-text-secondary);
}

.guide-content ul,
.guide-content ol {
  margin-bottom: 16px;
  padding-left: 24px;
}

.guide-content li {
  margin-bottom: 8px;
}

.guide-callout {
  padding: 24px;
  background: var(--color-gold-light);
  border-left: 4px solid var(--color-gold);
  border-radius: 0 var(--radius-md) var(--radius-md) 0;
  margin: 24px 0;
}

.guide-callout p {
  margin-bottom: 0;
  color: var(--color-text);
}

/* ─── Breadcrumbs ───────────────────────────────────────────────────── */

.breadcrumbs {
  padding: 16px 24px;
  font-size: 0.8rem;
}

.breadcrumbs-inner {
  max-width: 1200px;
  margin: 0 auto;
  display: flex;
  gap: 8px;
  color: var(--color-text-muted);
}

.breadcrumbs a {
  color: var(--color-text-muted);
  text-decoration: none;
}

.breadcrumbs a:hover {
  color: var(--color-accent);
}

.breadcrumbs .separator {
  color: var(--color-border);
}

/* ─── Local Landing Page ────────────────────────────────────────────── */

.local-hero {
  background: linear-gradient(135deg, var(--color-primary) 0%, #1a3a6b 100%);
  color: #fff;
  padding: 64px 24px;
}

.local-hero h1 {
  color: #fff;
  margin-bottom: 16px;
}

.local-hero p {
  opacity: 0.9;
  max-width: 640px;
  font-size: 1.05rem;
  line-height: 1.6;
}

.local-stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 32px;
}

.local-stat {
  text-align: center;
  padding: 20px;
  background: rgba(255,255,255,0.08);
  border-radius: var(--radius-md);
  border: 1px solid rgba(255,255,255,0.1);
}

.local-stat .stat-value {
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--color-gold);
}

.local-stat .stat-label {
  font-size: 0.8rem;
  opacity: 0.75;
  margin-top: 4px;
}

/* ─── Responsive ────────────────────────────────────────────────────── */

@media (max-width: 1199px) {
  .footer-grid {
    grid-template-columns: 1fr 1fr;
    gap: 32px;
  }
}

@media (max-width: 899px) {
  .main-nav,
  .header-cta {
    display: none;
  }

  .mobile-toggle {
    display: block;
  }

  .mobile-cta-bar {
    display: block;
  }

  .whatsapp-float {
    bottom: 88px;
  }

  .hero {
    padding: 56px 24px 80px;
  }

  .steps {
    grid-template-columns: repeat(2, 1fr);
  }

  .grid-3 {
    grid-template-columns: repeat(2, 1fr);
  }

  .grid-4 {
    grid-template-columns: repeat(2, 1fr);
  }

  .usp-grid {
    grid-template-columns: 1fr;
  }

  .trust-numbers {
    grid-template-columns: repeat(3, 1fr);
  }

  .local-stats {
    grid-template-columns: repeat(3, 1fr);
  }

  .footer-grid {
    grid-template-columns: 1fr;
    gap: 24px;
  }
}

@media (max-width: 599px) {
  .section {
    padding: 56px 16px;
  }

  .hero {
    padding: 40px 16px 72px;
  }

  .hero-ctas {
    flex-direction: column;
    align-items: center;
  }

  .quick-calc .card {
    padding: 24px;
  }

  .calc-form {
    grid-template-columns: 1fr;
  }

  .calc-result-grid {
    grid-template-columns: 1fr;
  }

  .steps {
    grid-template-columns: 1fr;
  }

  .grid-2,
  .grid-3,
  .grid-4 {
    grid-template-columns: 1fr;
  }

  .trust-bar-inner {
    flex-direction: column;
    align-items: center;
    gap: 12px;
  }

  .trust-numbers {
    grid-template-columns: 1fr;
    gap: 24px;
  }

  .local-stats {
    grid-template-columns: 1fr;
  }

  .cta-options {
    flex-direction: column;
    align-items: center;
  }

  .wizard-header,
  .wizard-body,
  .wizard-footer {
    padding-left: 20px;
    padding-right: 20px;
  }

  .wizard-progress {
    padding-left: 20px;
    padding-right: 20px;
  }
}

/* ═══════════════════════════════════════════════════════════════════════
   HTML COMPATIBILITY — Class aliases for agent-generated markup
   ═══════════════════════════════════════════════════════════════════════ */

/* ─── Logo ──────────────────────────────────────────────────────────── */

.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
  color: var(--color-primary);
  font-weight: 700;
  font-size: 1.1rem;
}

.logo:hover { text-decoration: none; }

.logo img {
  height: 32px;
  width: auto;
}

.logo-text {
  font-weight: 700;
  color: var(--color-primary);
}

.logo-accent {
  color: var(--color-gold);
  font-weight: 600;
}

/* ─── Nav List Structure ────────────────────────────────────────────── */

.nav-list {
  display: flex;
  align-items: center;
  gap: 4px;
  list-style: none;
  margin: 0;
  padding: 0;
}

/* Dropdown toggle button */
.dropdown-toggle {
  background: none;
  border: none;
  font-family: var(--font-family);
}

.icon-chevron {
  transition: transform var(--transition);
}

.nav-item.has-dropdown:hover .icon-chevron {
  transform: rotate(180deg);
}

/* Dropdown menu */
.dropdown-menu {
  position: absolute;
  top: 100%;
  left: 0;
  min-width: 280px;
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-xl);
  padding: 8px;
  opacity: 0;
  visibility: hidden;
  transform: translateY(-8px);
  transition: all var(--transition);
  z-index: 100;
}

.dropdown-mega {
  min-width: 340px;
}

.nav-item.has-dropdown:hover .dropdown-menu {
  opacity: 1;
  visibility: visible;
  transform: translateY(4px);
}

.dropdown-item {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 10px 14px;
  color: var(--color-text);
  font-size: 0.875rem;
  border-radius: var(--radius-md);
  transition: background var(--transition);
  text-decoration: none;
}

.dropdown-item:hover {
  background: var(--color-primary-50);
  text-decoration: none;
}

.dropdown-icon {
  width: 36px;
  height: 36px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--color-gold-light);
  border-radius: var(--radius-md);
  flex-shrink: 0;
  font-size: 1.1rem;
}

.dropdown-item div {
  display: flex;
  flex-direction: column;
}

.dropdown-item strong {
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--color-text);
}

.dropdown-desc {
  font-size: 0.75rem;
  color: var(--color-text-muted);
  display: block;
}

/* ─── Header CTA alias ─────────────────────────────────────────────── */

.btn-header-cta {
  padding: 10px 22px;
  font-size: 0.875rem;
}

/* ─── Hamburger ─────────────────────────────────────────────────────── */

.hamburger {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
  flex-direction: column;
  gap: 5px;
}

.hamburger-line {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--color-text);
  border-radius: 1px;
  transition: all var(--transition);
}

.hamburger.is-active .hamburger-line:nth-child(1) {
  transform: rotate(45deg) translate(5px, 5px);
}

.hamburger.is-active .hamburger-line:nth-child(2) {
  opacity: 0;
}

.hamburger.is-active .hamburger-line:nth-child(3) {
  transform: rotate(-45deg) translate(5px, -5px);
}

/* ─── Mobile Nav ────────────────────────────────────────────────────── */

.mobile-nav {
  display: none;
  position: fixed;
  top: 64px;
  left: 0;
  right: 0;
  bottom: 0;
  background: var(--color-surface);
  z-index: 999;
  overflow-y: auto;
  padding: 16px 24px 24px;
}

.mobile-nav.is-open {
  display: block;
}

.mobile-nav-list {
  list-style: none;
  margin: 0;
  padding: 0;
}

.mobile-nav-item {
  border-bottom: 1px solid var(--color-border-light);
}

.mobile-nav-toggle {
  width: 100%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 14px 0;
  background: none;
  border: none;
  font-family: var(--font-family);
  font-size: 1rem;
  font-weight: 500;
  color: var(--color-text);
  cursor: pointer;
}

.mobile-nav-link {
  display: block;
  padding: 14px 0;
  color: var(--color-text);
  font-size: 1rem;
  font-weight: 500;
  text-decoration: none;
}

.mobile-subnav {
  list-style: none;
  padding: 0 0 8px 16px;
  display: none;
}

.mobile-subnav.is-open {
  display: block;
}

.mobile-subnav li a {
  display: block;
  padding: 8px 0;
  color: var(--color-text-secondary);
  font-size: 0.9rem;
  text-decoration: none;
}

.mobile-subnav li a:hover {
  color: var(--color-primary);
  text-decoration: none;
}

.btn-block {
  display: block;
  width: 100%;
  text-align: center;
  margin-top: 24px;
}

/* ─── Breadcrumb List ───────────────────────────────────────────────── */

.breadcrumb-list {
  display: flex;
  gap: 8px;
  list-style: none;
  margin: 0;
  padding: 0;
  font-size: 0.8rem;
  color: var(--color-text-muted);
}

.breadcrumb-list li::after {
  content: '›';
  margin-left: 8px;
  color: var(--color-border);
}

.breadcrumb-list li:last-child::after {
  display: none;
}

.breadcrumb-list a {
  color: var(--color-text-muted);
  text-decoration: none;
}

.breadcrumb-list a:hover {
  color: var(--color-accent);
  text-decoration: none;
}

/* ─── Section CTA alias ─────────────────────────────────────────────── */

.section--cta {
  text-align: center;
  padding: 80px 24px;
  background: linear-gradient(135deg, var(--color-gold) 0%, #e6a520 100%);
}

.section--cta h2 {
  color: var(--color-primary);
  margin-bottom: 12px;
}

.section--cta p {
  color: var(--color-primary);
  opacity: 0.8;
  max-width: 560px;
  margin: 0 auto 32px;
  font-size: 1.05rem;
}

.text-center { text-align: center; }

.cta-buttons {
  display: flex;
  gap: 16px;
  justify-content: center;
  flex-wrap: wrap;
}

/* ─── WhatsApp button alias ─────────────────────────────────────────── */

.btn-whatsapp {
  background: #25D366;
  color: #fff;
}

.btn-whatsapp:hover {
  background: #1da851;
}

/* ─── Mobile CTA aliases ────────────────────────────────────────────── */

.btn-mobile-cta {
  flex: 1;
  text-align: center;
}

.btn-outline-white.btn-mobile-cta {
  background: transparent;
  color: var(--color-primary);
  border: 1.5px solid var(--color-border);
}

/* ─── Input suffix wrapper ──────────────────────────────────────────── */

.input-suffix {
  position: relative;
}

.input-suffix input {
  width: 100%;
  padding: 12px 44px 12px 16px;
  font-family: var(--font-family);
  font-size: 0.95rem;
  border: 1.5px solid var(--color-border);
  border-radius: var(--radius-md);
  background: var(--color-surface);
  color: var(--color-text);
  transition: border-color var(--transition), box-shadow var(--transition);
}

.input-suffix input:focus {
  outline: none;
  border-color: var(--color-gold);
  box-shadow: 0 0 0 3px rgba(242,182,53,0.15);
}

.input-suffix .suffix {
  position: absolute;
  right: 14px;
  top: 50%;
  transform: translateY(-50%);
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--color-text-muted);
  pointer-events: none;
}

/* ─── Section subtitle ──────────────────────────────────────────────── */

.section-subtitle {
  color: var(--color-text-secondary);
  font-size: 0.95rem;
  margin-bottom: 24px;
}

/* ─── Form selects ──────────────────────────────────────────────────── */

.calc-form select {
  width: 100%;
  padding: 12px 40px 12px 16px;
  font-family: var(--font-family);
  font-size: 0.95rem;
  border: 1.5px solid var(--color-border);
  border-radius: var(--radius-md);
  background: var(--color-surface);
  color: var(--color-text);
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' fill='%23475569' viewBox='0 0 16 16'%3E%3Cpath d='M8 11L3 6h10l-5 5z'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  cursor: pointer;
  transition: border-color var(--transition), box-shadow var(--transition);
}

.calc-form select:focus {
  outline: none;
  border-color: var(--color-gold);
  box-shadow: 0 0 0 3px rgba(242,182,53,0.15);
}

/* ─── Range inputs in calc-form ─────────────────────────────────────── */

.calc-form input[type="range"] {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 6px;
  border-radius: 3px;
  background: var(--color-border);
  outline: none;
  margin: 8px 0;
}

.calc-form input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--color-gold);
  cursor: pointer;
  border: 3px solid var(--color-surface);
  box-shadow: var(--shadow-md);
}

.calc-form input[type="range"]::-moz-range-thumb {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--color-gold);
  cursor: pointer;
  border: 3px solid var(--color-surface);
  box-shadow: var(--shadow-md);
}

/* ─── Footer column aliases ─────────────────────────────────────────── */

.footer-col h4 {
  font-size: 0.85rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--color-gold);
  margin-bottom: 16px;
}

.footer-col ul {
  list-style: none;
  padding: 0;
  margin: 0;
}

.footer-col ul li {
  margin-bottom: 8px;
}

.footer-col ul li a {
  color: rgba(255,255,255,0.7);
  font-size: 0.875rem;
  text-decoration: none;
  transition: color var(--transition);
}

.footer-col ul li a:hover {
  color: #fff;
  text-decoration: none;
}

.footer-brand address {
  font-style: normal;
  margin-top: 12px;
  font-size: 0.875rem;
}

.footer-brand address a {
  color: rgba(255,255,255,0.7);
  text-decoration: none;
}

.footer-brand address a:hover {
  color: #fff;
}

.footer-logo {
  display: block;
  font-size: 1.2rem;
  font-weight: 700;
  color: #fff;
  margin-bottom: 12px;
}

.footer-bottom span {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.5);
}

.footer-legal {
  display: flex;
  gap: 24px;
}

.footer-legal a {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.5);
  text-decoration: none;
}

.footer-legal a:hover {
  color: rgba(255,255,255,0.8);
}

/* ─── Result metric colors ──────────────────────────────────────────── */

.metric-positive {
  color: var(--color-success) !important;
}

.metric-negative {
  color: var(--color-danger) !important;
}

/* ─── Form group full width ─────────────────────────────────────────── */

.form-group--full {
  grid-column: 1 / -1;
}

/* ─── Mobile responsive additions ───────────────────────────────────── */

@media (max-width: 899px) {
  .main-nav,
  .btn-header-cta {
    display: none;
  }

  .hamburger {
    display: flex;
  }

  .mobile-cta-bar {
    display: flex;
    gap: 12px;
  }

  .cta-buttons {
    flex-direction: column;
    align-items: center;
  }
}

@media (max-width: 599px) {
  .cta-buttons {
    flex-direction: column;
    align-items: stretch;
  }

  .local-stats {
    grid-template-columns: 1fr;
  }
}

/* ═══════════════════════════════════════════════════════════════════════
   REDESIGN LAYER v2 — Rombey Capital Baufi (2026)
   ═══════════════════════════════════════════════════════════════════════
   Farbschema bleibt exakt (Navy #14284c + Gold #f2b635 sind CI).
   Erweitert um Spacing-Tokens, Navy-Shadows, moderne Typo-Hierarchie,
   neue Hero-Komposition, Split-Layouts, Animationen.
   ═══════════════════════════════════════════════════════════════════════ */

:root {
  /* Erweiterte Farbstufen (aus Navy/Gold abgeleitet) */
  --color-navy-800: #0b1730;
  --color-navy-700: #0f1f3a;
  --color-navy-600: #14284c;
  --color-navy-500: #2a4470;
  --color-navy-400: #506b94;
  --color-navy-300: #8ba0bf;
  --color-navy-200: #c4cfe0;
  --color-navy-100: #e8ecf2;
  --color-navy-50:  #f0f3f8;

  --color-gold-600: #c48f1a;
  --color-gold-500: #daa220;
  --color-gold-400: #f2b635;
  --color-gold-300: #f6cc6a;
  --color-gold-200: #fce3a0;
  --color-gold-100: #fef3d6;
  --color-gold-50:  #fef8e8;

  /* Spacing-System 4 px */
  --space-1:  4px;
  --space-2:  8px;
  --space-3:  12px;
  --space-4:  16px;
  --space-5:  20px;
  --space-6:  24px;
  --space-8:  32px;
  --space-10: 40px;
  --space-12: 48px;
  --space-16: 64px;
  --space-20: 80px;
  --space-24: 96px;
  --space-32: 128px;

  /* Radius-Stufung */
  --radius-xs:  4px;
  --radius-sm:  8px;
  --radius-md:  12px;
  --radius-lg:  20px;
  --radius-xl:  28px;
  --radius-2xl: 40px;

  /* Navy-Tint Shadows (gehobener, weniger grau) */
  --shadow-xs: 0 1px 2px rgba(20, 40, 76, 0.06);
  --shadow-sm: 0 2px 6px -1px rgba(20, 40, 76, 0.08), 0 1px 3px rgba(20, 40, 76, 0.05);
  --shadow-md: 0 6px 16px -4px rgba(20, 40, 76, 0.10), 0 2px 6px rgba(20, 40, 76, 0.06);
  --shadow-lg: 0 14px 32px -8px rgba(20, 40, 76, 0.14), 0 4px 10px rgba(20, 40, 76, 0.06);
  --shadow-xl: 0 28px 56px -16px rgba(20, 40, 76, 0.22), 0 8px 18px rgba(20, 40, 76, 0.08);
  --shadow-glow-gold: 0 20px 60px -20px rgba(242, 182, 53, 0.45), 0 8px 24px -8px rgba(242, 182, 53, 0.20);

  /* Easing */
  --ease-out: cubic-bezier(0.16, 1, 0.3, 1);
  --ease-out-back: cubic-bezier(0.34, 1.56, 0.64, 1);
  --transition-base: 220ms var(--ease-out);
  --transition-slow: 360ms var(--ease-out);

  --font-weight-bold: 700;
  --font-weight-display: 800;
}

/* Base-Typografie aufwerten */
body {
  font-feature-settings: 'cv11', 'ss01', 'kern';
  text-rendering: optimizeLegibility;
}

h1, .h1 {
  font-weight: 800;
  letter-spacing: -0.02em;
  font-size: clamp(2rem, 5vw + 0.5rem, 3.75rem);
  line-height: 1.05;
}

h2, .h2 {
  font-weight: 700;
  letter-spacing: -0.015em;
  font-size: clamp(1.5rem, 3vw + 0.5rem, 2.5rem);
  line-height: 1.15;
}

h3, .h3 {
  font-weight: 700;
  letter-spacing: -0.01em;
  font-size: clamp(1.1rem, 1.5vw + 0.5rem, 1.5rem);
  line-height: 1.3;
}

.text-eyebrow {
  display: inline-block;
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--color-gold-500);
  margin-bottom: var(--space-3);
}

.tabular-nums,
.calc-result-value,
.calc-result-item-value,
.metric-value,
.calc-table td,
.calc-table th {
  font-variant-numeric: tabular-nums;
}

/* Focus-Visible: Gold-Ring */
:focus {
  outline: none;
}

:focus-visible {
  outline: 3px solid var(--color-gold-400);
  outline-offset: 2px;
  border-radius: var(--radius-sm);
}

/* Button Press */
.btn:active,
.btn-gold:active,
.btn-primary:active,
button[data-open-wizard]:active {
  transform: scale(0.97);
  transition: transform 80ms ease;
}

/* ─── Hero Redesign (Homepage) ───────────────────────────────────────── */

.hero--split {
  padding: clamp(48px, 8vw, 96px) var(--space-6) clamp(64px, 10vw, 120px);
  background:
    radial-gradient(ellipse 80% 60% at 75% 20%, rgba(242, 182, 53, 0.12) 0%, transparent 60%),
    radial-gradient(ellipse 60% 80% at 15% 80%, rgba(29, 78, 216, 0.15) 0%, transparent 60%),
    linear-gradient(135deg, var(--color-navy-600) 0%, var(--color-navy-700) 50%, var(--color-navy-800) 100%);
}

.hero--split .hero-inner {
  max-width: 1200px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: minmax(0, 1.1fr) minmax(0, 0.9fr);
  gap: clamp(32px, 5vw, 72px);
  align-items: center;
}

.hero--split .hero-text {
  color: #fff;
  text-align: left;
  max-width: none;
}

.hero--split h1 {
  color: #fff;
  margin-bottom: var(--space-5);
}

.hero--split h1 .gold-underline {
  position: relative;
  display: inline-block;
  color: var(--color-gold-400);
  white-space: nowrap;
}

.hero--split h1 .gold-underline::after {
  content: '';
  position: absolute;
  left: 0;
  right: 0;
  bottom: -0.12em;
  height: 0.12em;
  background: linear-gradient(90deg, var(--color-gold-400) 0%, var(--color-gold-300) 100%);
  border-radius: 2px;
  opacity: 0.85;
}

.hero--split .hero-lead {
  font-size: clamp(1rem, 1.2vw + 0.5rem, 1.25rem);
  line-height: 1.6;
  color: rgba(255, 255, 255, 0.85);
  margin-bottom: var(--space-8);
  max-width: 540px;
}

.hero--split .hero-trust {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-8);
  margin-top: var(--space-8);
  padding-top: var(--space-6);
  border-top: 1px solid rgba(255, 255, 255, 0.12);
}

.hero--split .hero-trust-item {
  display: flex;
  flex-direction: column;
}

.hero--split .hero-trust-number {
  font-size: 1.75rem;
  font-weight: 800;
  color: var(--color-gold-400);
  letter-spacing: -0.02em;
  line-height: 1;
}

.hero--split .hero-trust-label {
  font-size: 0.85rem;
  color: rgba(255, 255, 255, 0.7);
  margin-top: var(--space-2);
}

/* Quick-Calc als "Floating Card" mit Gold-Glow */
.hero--split .quick-calc-card {
  background: var(--color-surface);
  border-radius: var(--radius-xl);
  padding: clamp(24px, 3vw, 40px);
  box-shadow: var(--shadow-glow-gold), var(--shadow-xl);
  position: relative;
  overflow: hidden;
}

.hero--split .quick-calc-card::before {
  content: '';
  position: absolute;
  top: -1px;
  left: -1px;
  right: -1px;
  height: 4px;
  background: linear-gradient(90deg, var(--color-gold-400), var(--color-gold-300), var(--color-gold-400));
  border-radius: var(--radius-xl) var(--radius-xl) 0 0;
}

.hero--split .quick-calc-title {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--color-navy-600);
  margin-bottom: var(--space-2);
  text-align: left;
}

.hero--split .quick-calc-subtitle {
  color: var(--color-text-secondary);
  font-size: 0.9rem;
  margin-bottom: var(--space-6);
  text-align: left;
}

@media (max-width: 899px) {
  .hero--split .hero-inner {
    grid-template-columns: 1fr;
    gap: var(--space-10);
  }
  .hero--split .hero-lead {
    max-width: none;
  }
  .hero--split .hero-trust {
    gap: var(--space-5);
  }
}

/* ─── Trust-Band ─────────────────────────────────────────────────────── */

.trust-band {
  background: var(--color-surface);
  padding: var(--space-10) var(--space-6);
  border-bottom: 1px solid var(--color-border);
}

.trust-band-inner {
  max-width: 1200px;
  margin: 0 auto;
  text-align: center;
}

.trust-band-title {
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--color-text-muted);
  margin-bottom: var(--space-6);
}

.trust-band-logos {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: clamp(24px, 4vw, 64px);
  flex-wrap: wrap;
}

.trust-band-logos .partner-chip {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  padding: var(--space-3) var(--space-5);
  background: var(--color-navy-50);
  border-radius: var(--radius-md);
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--color-navy-500);
  transition: all var(--transition-base);
}

.trust-band-logos .partner-chip:hover {
  background: var(--color-navy-100);
  transform: translateY(-2px);
}

/* ─── Prozess-Timeline ──────────────────────────────────────────────── */

.process-timeline {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  position: relative;
}

.process-timeline::before {
  content: '';
  position: absolute;
  top: 24px;
  left: 12%;
  right: 12%;
  height: 2px;
  background: repeating-linear-gradient(
    90deg,
    var(--color-gold-300) 0 8px,
    transparent 8px 16px
  );
  z-index: 0;
}

.process-step {
  text-align: center;
  padding: 0 var(--space-3);
  position: relative;
  z-index: 1;
}

.process-step-circle {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: var(--color-surface);
  border: 2px solid var(--color-gold-400);
  color: var(--color-navy-600);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 1.1rem;
  margin: 0 auto var(--space-4);
  box-shadow: 0 4px 14px -2px rgba(242, 182, 53, 0.45);
  transition: all var(--transition-base);
}

.process-step:hover .process-step-circle {
  background: var(--color-gold-400);
  transform: scale(1.08);
}

.process-step h3 {
  font-size: 1rem;
  margin-bottom: var(--space-2);
}

.process-step p {
  font-size: 0.875rem;
  color: var(--color-text-secondary);
  line-height: 1.55;
  margin-bottom: 0;
}

@media (max-width: 899px) {
  .process-timeline {
    grid-template-columns: repeat(2, 1fr);
    gap: var(--space-8) var(--space-4);
  }
  .process-timeline::before {
    display: none;
  }
}

@media (max-width: 499px) {
  .process-timeline {
    grid-template-columns: 1fr;
  }
}

/* ─── Regional-Block ─────────────────────────────────────────────────── */

.regional-block {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  gap: var(--space-10);
  align-items: center;
}

.regional-map {
  width: 100%;
  max-width: 480px;
  margin: 0 auto;
  filter: drop-shadow(0 10px 30px rgba(20, 40, 76, 0.15));
}

.regional-cities {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-3);
  margin-top: var(--space-6);
}

.regional-city {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  padding: var(--space-3) var(--space-5);
  background: var(--color-surface);
  border: 1px solid var(--color-navy-100);
  border-radius: var(--radius-lg);
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--color-navy-600);
  text-decoration: none;
  transition: all var(--transition-base);
}

.regional-city::before {
  content: '📍';
  font-size: 0.9em;
}

.regional-city:hover {
  border-color: var(--color-gold-400);
  background: var(--color-gold-50);
  text-decoration: none;
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

@media (max-width: 899px) {
  .regional-block {
    grid-template-columns: 1fr;
  }
}

/* ─── Calc Split-Layout (Rechner-Seiten) ────────────────────────────── */

.calc-layout {
  max-width: 1200px;
  margin: 0 auto;
  padding: var(--space-10) var(--space-6);
  display: grid;
  grid-template-columns: minmax(0, 420px) minmax(0, 1fr);
  gap: clamp(24px, 3vw, 48px);
  align-items: flex-start;
}

.calc-layout .calc-form-card {
  background: var(--color-surface);
  border-radius: var(--radius-xl);
  padding: clamp(20px, 2.5vw, 32px);
  box-shadow: var(--shadow-md);
  position: sticky;
  top: 88px;
}

.calc-layout .calc-result-card {
  background: var(--color-surface);
  border-radius: var(--radius-xl);
  padding: clamp(20px, 2.5vw, 40px);
  box-shadow: var(--shadow-md);
  min-height: 400px;
}

.calc-layout .calc-result {
  margin-top: 0;
}

.calc-layout .calc-result-placeholder {
  text-align: center;
  padding: var(--space-12) var(--space-6);
  color: var(--color-text-muted);
}

.calc-layout .calc-result-placeholder svg {
  width: 64px;
  height: 64px;
  margin-bottom: var(--space-4);
  color: var(--color-navy-200);
}

.calc-layout .calc-result-placeholder p {
  font-size: 0.95rem;
}

.calc-form-card h2,
.calc-form-card .calc-form-title {
  font-size: 1.35rem;
  margin-bottom: var(--space-6);
}

@media (max-width: 899px) {
  .calc-layout {
    grid-template-columns: 1fr;
    padding: var(--space-6) var(--space-4);
  }
  .calc-layout .calc-form-card {
    position: static;
  }
}

/* ─── Calc-Result Hero Metric ────────────────────────────────────────── */

.calc-result-hero {
  position: relative;
  text-align: center;
  padding: var(--space-10) var(--space-6) var(--space-8);
  background: linear-gradient(135deg, var(--color-navy-50) 0%, var(--color-navy-100) 100%);
  border-radius: var(--radius-lg);
  margin-bottom: var(--space-6);
  overflow: hidden;
}

.calc-result-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 50% 70% at 50% 0%, rgba(242, 182, 53, 0.12) 0%, transparent 70%);
  pointer-events: none;
}

.calc-result-hero .calc-result-label {
  display: block;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--color-navy-500);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: var(--space-2);
  position: relative;
  z-index: 1;
}

.calc-result-hero .calc-result-value {
  display: block;
  font-size: clamp(2.25rem, 5vw, 3.5rem);
  font-weight: 800;
  color: var(--color-navy-600);
  line-height: 1;
  letter-spacing: -0.03em;
  font-variant-numeric: tabular-nums;
  position: relative;
  z-index: 1;
}

.calc-result-hero .calc-result-accent {
  display: block;
  width: 72px;
  height: 4px;
  background: linear-gradient(90deg, var(--color-gold-400) 0%, var(--color-gold-300) 100%);
  border-radius: 2px;
  margin: var(--space-4) auto 0;
  position: relative;
  z-index: 1;
}

/* ─── Calc-Result Grid (verbessert) ──────────────────────────────────── */

.calc-result-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(160px, 1fr));
  gap: var(--space-3);
  margin-bottom: var(--space-6);
}

.calc-result-item {
  padding: var(--space-4) var(--space-5);
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  text-align: left;
  transition: all var(--transition-base);
  animation: revealItem 500ms var(--ease-out) backwards;
}

.calc-result-item:hover {
  border-color: var(--color-gold-300);
  background: var(--color-gold-50);
}

.calc-result-item:nth-child(1) { animation-delay: 50ms; }
.calc-result-item:nth-child(2) { animation-delay: 100ms; }
.calc-result-item:nth-child(3) { animation-delay: 150ms; }
.calc-result-item:nth-child(4) { animation-delay: 200ms; }
.calc-result-item:nth-child(5) { animation-delay: 250ms; }
.calc-result-item:nth-child(6) { animation-delay: 300ms; }
.calc-result-item:nth-child(7) { animation-delay: 350ms; }
.calc-result-item:nth-child(8) { animation-delay: 400ms; }

@keyframes revealItem {
  from { opacity: 0; transform: translateY(8px); }
  to { opacity: 1; transform: translateY(0); }
}

.calc-result-item .calc-result-item-label {
  display: block;
  font-size: 0.75rem;
  font-weight: 500;
  color: var(--color-text-muted);
  margin-bottom: var(--space-1);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.calc-result-item .calc-result-item-value {
  display: block;
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--color-navy-600);
  line-height: 1.2;
}

/* ─── Risk-Badge Redesign ────────────────────────────────────────────── */

.calc-result-risk {
  display: flex;
  align-items: flex-start;
  gap: var(--space-4);
  padding: var(--space-5);
  border-radius: var(--radius-md);
  margin-bottom: var(--space-6);
  background: var(--color-bg);
  border-left: 4px solid var(--color-navy-300);
}

.calc-result-risk--green {
  background: var(--color-success-light);
  border-left-color: var(--color-success);
}

.calc-result-risk--yellow {
  background: var(--color-warning-light);
  border-left-color: var(--color-warning);
}

.calc-result-risk--red {
  background: var(--color-danger-light);
  border-left-color: var(--color-danger);
}

.calc-result-risk .risk-badge {
  flex-shrink: 0;
}

.calc-result-risk p {
  margin-bottom: 0;
  font-size: 0.9rem;
  color: var(--color-text);
  line-height: 1.55;
}

/* ─── Detail-Blöcke ──────────────────────────────────────────────────── */

.calc-result-detail {
  margin: var(--space-8) 0;
  padding: var(--space-5);
  background: var(--color-bg);
  border-radius: var(--radius-md);
}

.calc-result-detail h4 {
  font-size: 1rem;
  margin-bottom: var(--space-4);
  color: var(--color-navy-600);
}

.calc-result-detail canvas {
  width: 100% !important;
  height: auto !important;
  max-height: 360px;
}

.calc-result-highlight {
  padding: var(--space-5);
  background: linear-gradient(135deg, var(--color-gold-50) 0%, var(--color-gold-100) 100%);
  border-left: 4px solid var(--color-gold-400);
  border-radius: 0 var(--radius-md) var(--radius-md) 0;
  margin: var(--space-6) 0;
}

.calc-result-highlight h4 {
  color: var(--color-navy-600);
  margin-bottom: var(--space-3);
}

.calc-result-highlight ul {
  margin: 0;
  padding-left: var(--space-5);
}

.calc-result-highlight li {
  margin-bottom: var(--space-2);
  color: var(--color-text);
}

.calc-highlight {
  display: inline-block;
  padding: var(--space-3) var(--space-5);
  background: var(--color-gold-50);
  border-radius: var(--radius-md);
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--color-navy-600);
  margin-top: var(--space-2);
}

/* ─── Assumptions-Ausklapper ────────────────────────────────────────── */

.calc-assumptions {
  margin-top: var(--space-6);
  padding: var(--space-4) var(--space-5);
  background: var(--color-navy-50);
  border: 1px solid var(--color-navy-100);
  border-radius: var(--radius-md);
  font-size: 0.85rem;
  color: var(--color-text-secondary);
}

.calc-assumptions summary {
  font-weight: 600;
  color: var(--color-navy-600);
  cursor: pointer;
  padding: var(--space-2) 0;
  list-style: none;
  display: flex;
  align-items: center;
  gap: var(--space-2);
}

.calc-assumptions summary::-webkit-details-marker {
  display: none;
}

.calc-assumptions summary::before {
  content: '';
  width: 16px;
  height: 16px;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 16 16'%3E%3Cpath fill='%2314284c' d='M5 3l5 5-5 5V3z'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: center;
  transition: transform var(--transition-base);
  flex-shrink: 0;
}

.calc-assumptions[open] summary::before {
  transform: rotate(90deg);
}

.calc-assumptions ul {
  margin: var(--space-3) 0 0;
  padding-left: var(--space-6);
}

.calc-assumptions li {
  margin-bottom: var(--space-2);
  line-height: 1.55;
}

/* ─── Inline-Error ───────────────────────────────────────────────────── */

.calc-error {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  padding: var(--space-4) var(--space-5);
  background: var(--color-danger-light);
  color: var(--color-danger);
  border-radius: var(--radius-md);
  border-left: 4px solid var(--color-danger);
  font-weight: 500;
  font-size: 0.9rem;
}

.calc-error svg {
  flex-shrink: 0;
}

/* ─── Calc-Table Verbesserungen ─────────────────────────────────────── */

.calc-table {
  background: var(--color-surface);
  border-radius: var(--radius-md);
  overflow: hidden;
}

.calc-table .calc-table-rate {
  display: inline-block;
  margin-left: var(--space-2);
  padding: 2px 8px;
  background: var(--color-gold-100);
  color: var(--color-gold-600);
  font-size: 0.75rem;
  font-weight: 600;
  border-radius: var(--radius-xs);
}

/* ─── Quick-Calc Assumptions (Homepage) ──────────────────────────────── */

.qc-assumptions {
  margin-top: var(--space-4);
  padding: var(--space-3) var(--space-4);
  background: var(--color-navy-50);
  border-radius: var(--radius-sm);
  font-size: 0.8rem;
  color: var(--color-text-secondary);
  line-height: 1.55;
}

.qc-assumptions a {
  color: var(--color-accent);
  font-weight: 500;
}

/* ─── Verdict (Vergleich) ────────────────────────────────────────────── */

.verdict {
  padding: var(--space-5) var(--space-6);
  border-radius: var(--radius-md);
  margin-bottom: var(--space-5);
  font-size: 1rem;
  line-height: 1.55;
}

.verdict--positive {
  background: var(--color-success-light);
  color: #064e3b;
  border-left: 4px solid var(--color-success);
}

.verdict--negative {
  background: var(--color-danger-light);
  color: #7f1d1d;
  border-left: 4px solid var(--color-danger);
}

.verdict-positive { font-weight: 700; color: var(--color-success); }
.verdict-negative { font-weight: 700; color: var(--color-danger); }

/* ─── Disclaimer ─────────────────────────────────────────────────────── */

.calc-disclaimer {
  max-width: 1200px;
  margin: var(--space-6) auto 0;
  padding: var(--space-4) var(--space-6);
  font-size: 0.78rem;
  color: var(--color-text-muted);
  text-align: center;
  line-height: 1.55;
}

/* ─── CTA nach Ergebnis ──────────────────────────────────────────────── */

.calc-result-cta {
  margin-top: var(--space-8);
  padding: var(--space-8);
  background:
    linear-gradient(135deg, var(--color-gold-50) 0%, var(--color-gold-100) 100%);
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-gold-200);
  text-align: center;
}

.calc-result-cta .btn {
  background: var(--color-navy-600);
  color: #fff;
  padding: var(--space-4) var(--space-10);
  font-size: 1rem;
  font-weight: 700;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  transition: all var(--transition-base);
}

.calc-result-cta .btn:hover {
  background: var(--color-navy-700);
  transform: translateY(-2px);
  box-shadow: var(--shadow-xl);
}

.calc-result-cta__subtext {
  margin: var(--space-3) 0 0;
  color: var(--color-text-secondary);
  font-size: 0.875rem;
}

/* ─── Scroll-Reveal Refinement ───────────────────────────────────────── */

.reveal {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity 700ms var(--ease-out), transform 700ms var(--ease-out);
}

.reveal.is-visible {
  opacity: 1;
  transform: translateY(0);
}

.reveal-delay-1 { transition-delay: 100ms; }
.reveal-delay-2 { transition-delay: 200ms; }
.reveal-delay-3 { transition-delay: 300ms; }

/* Reduce Motion Respekt */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }
  .reveal {
    opacity: 1;
    transform: none;
  }
}

/* ─── Card-Teaser Hover-Polish ───────────────────────────────────────── */

.card-teaser {
  transition: all var(--transition-slow);
}

.card-teaser:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-xl);
}

/* ─── Card Icon Redesign ─────────────────────────────────────────────── */

.card-icon {
  background: var(--color-gold-100);
  border-radius: var(--radius-lg);
  box-shadow: 0 4px 14px -4px rgba(242, 182, 53, 0.4);
}

/* ─── Mobile-Nav Fullscreen Overhaul ─────────────────────────────────── */

.mobile-nav {
  top: 64px;
  padding: var(--space-6) var(--space-6) var(--space-20);
}

.mobile-nav-toggle {
  font-size: 1.05rem;
  font-weight: 600;
}

.mobile-nav-toggle::after {
  content: '';
  display: inline-block;
  width: 12px;
  height: 12px;
  margin-left: auto;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' fill='%2314284c' viewBox='0 0 16 16'%3E%3Cpath d='M8 11L3 6h10l-5 5z'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: center;
  transition: transform var(--transition-base);
}

.mobile-nav-toggle[aria-expanded="true"]::after {
  transform: rotate(180deg);
}

/* ─── Mobile-CTA-Bar Fix ─────────────────────────────────────────────── */

@media (max-width: 899px) {
  .mobile-cta-bar {
    display: flex;
    background: var(--color-surface);
    border-top: 1px solid var(--color-border);
    padding: var(--space-3) var(--space-4);
    backdrop-filter: blur(12px);
    background: rgba(255, 255, 255, 0.95);
  }
  body {
    padding-bottom: 76px;
  }
}

/* ─── Form-Enhancements ──────────────────────────────────────────────── */

.form-input,
.form-select,
.input-suffix input,
.calc-form select,
.calc-form input[type="text"],
.calc-form input[type="number"] {
  font-variant-numeric: tabular-nums;
}

.form-input:hover,
.form-select:hover,
.input-suffix input:hover {
  border-color: var(--color-navy-300);
}

/* ─── Range-Slider-Track Fix ─────────────────────────────────────────── */

.form-range,
.calc-form input[type="range"] {
  background: linear-gradient(90deg, var(--color-gold-400) var(--range-progress, 50%), var(--color-navy-100) var(--range-progress, 50%));
}

/* ─── Breadcrumbs verbessert ─────────────────────────────────────────── */

.breadcrumbs {
  padding: var(--space-4) var(--space-6);
  background: var(--color-surface);
  border-bottom: 1px solid var(--color-border-light);
}

.breadcrumb-list {
  font-size: 0.85rem;
}

/* ─── Gold-Section Variante ──────────────────────────────────────────── */

.section--gold-subtle {
  background: linear-gradient(180deg, var(--color-gold-50) 0%, transparent 100%);
}

/* ─── Sticky Contact-CTA auf Rechner-Seiten (Desktop) ────────────────── */

.calc-sticky-cta {
  position: fixed;
  bottom: var(--space-6);
  right: var(--space-6);
  background: var(--color-gold-400);
  color: var(--color-navy-700);
  padding: var(--space-3) var(--space-5);
  border-radius: var(--radius-xl);
  font-weight: 700;
  font-size: 0.9rem;
  box-shadow: var(--shadow-lg);
  z-index: 800;
  transition: all var(--transition-base);
  display: none;
  align-items: center;
  gap: var(--space-2);
}

.calc-sticky-cta:hover {
  background: var(--color-gold-500);
  transform: translateY(-2px);
  text-decoration: none;
}

@media (min-width: 900px) {
  .calc-layout ~ .calc-sticky-cta,
  body.has-calc-layout .calc-sticky-cta {
    display: inline-flex;
  }
}

/* ─── Section-Subtitle Kontrast auf dunklem Hintergrund ──────────────── */

.section--dark .section-subtitle,
.section--dark .section-header p {
  color: rgba(255, 255, 255, 0.80);
}

/* ─── Einheitliches Form-Control-Styling ────────────────────────────── */
/* Greift auf alle Inputs/Textareas/Selects innerhalb eines .calc-form,
   unabhängig ob sie explizit die Klasse .form-input haben. */

.calc-form input[type="text"],
.calc-form input[type="email"],
.calc-form input[type="tel"],
.calc-form input[type="number"],
.calc-form input[type="password"],
.calc-form input[type="url"],
.calc-form input[type="date"],
.calc-form input[type="search"],
.calc-form select,
.calc-form textarea {
  width: 100%;
  padding: 12px 16px;
  font-family: var(--font-family);
  font-size: 0.95rem;
  line-height: 1.5;
  color: var(--color-text);
  background: var(--color-surface);
  border: 1.5px solid var(--color-border);
  border-radius: var(--radius-md);
  transition: border-color var(--transition-base), box-shadow var(--transition-base);
  font-variant-numeric: tabular-nums;
}

.calc-form input[type="text"]:hover,
.calc-form input[type="email"]:hover,
.calc-form input[type="tel"]:hover,
.calc-form input[type="number"]:hover,
.calc-form select:hover,
.calc-form textarea:hover {
  border-color: var(--color-navy-300);
}

.calc-form input[type="text"]:focus,
.calc-form input[type="email"]:focus,
.calc-form input[type="tel"]:focus,
.calc-form input[type="number"]:focus,
.calc-form input[type="password"]:focus,
.calc-form input[type="url"]:focus,
.calc-form select:focus,
.calc-form textarea:focus {
  outline: none;
  border-color: var(--color-gold-400);
  box-shadow: 0 0 0 3px rgba(242, 182, 53, 0.18);
}

.calc-form input::placeholder,
.calc-form textarea::placeholder {
  color: var(--color-text-muted);
  opacity: 0.8;
}

/* Textarea: vernünftige Mindesthöhe, vertikales Resize */
.calc-form textarea {
  min-height: 140px;
  resize: vertical;
  font-family: var(--font-family);
}

/* :user-invalid wird bewusst nicht genutzt — einige Browser zeigen Felder schon
   vor User-Interaktion als invalid, was als rote "komische" Box wirkt.
   Fehlerzustände werden explizit per JavaScript-Klasse gesetzt. */
.calc-form input.is-invalid,
.calc-form textarea.is-invalid,
.calc-form select.is-invalid {
  border-color: var(--color-danger);
  box-shadow: 0 0 0 3px rgba(220, 38, 38, 0.12);
}

/* Checkbox-Label: einheitliches Layout mit Häkchen links, Text rechts */
.calc-form .checkbox-label {
  display: flex;
  align-items: flex-start;
  gap: var(--space-3);
  font-size: 0.875rem;
  line-height: 1.55;
  color: var(--color-text-secondary);
  font-weight: 400;
  cursor: pointer;
  padding: var(--space-3) 0;
}

.calc-form .checkbox-label input[type="checkbox"] {
  flex-shrink: 0;
  width: 20px;
  height: 20px;
  margin-top: 1px;
  accent-color: var(--color-navy-600);
  cursor: pointer;
}

.calc-form .checkbox-label a {
  color: var(--color-accent);
  font-weight: 500;
}

.calc-form .checkbox-label span {
  display: inline-block;
}

/* Form-Buttons in voller Breite */
.calc-form .form-group--full .btn-lg {
  width: 100%;
}

/* Kontaktformular: Vorname / Nachname 2-spaltig auf Desktop ────────── */

#contactForm {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--space-4);
}

#contactForm .form-group--full {
  grid-column: 1 / -1;
}

@media (max-width: 599px) {
  #contactForm {
    grid-template-columns: 1fr;
  }
}

/* Success-Callout nach Form-Submit */
.form-success-callout {
  padding: var(--space-5) var(--space-6);
  background: linear-gradient(135deg, #d1fae5 0%, #ecfdf5 100%);
  border-left: 4px solid var(--color-success);
  border-radius: var(--radius-md);
  margin-bottom: var(--space-5);
  animation: accordionFadeIn 400ms var(--ease-out);
}

.form-success-callout strong {
  color: #064e3b;
}

.form-success-callout a {
  color: var(--color-success);
  font-weight: 600;
}

/* Error-Callout */
/* Error-Box im Kontaktformular: standardmäßig per [hidden]-Attribut versteckt.
   Rotes Styling greift nur, wenn das Element tatsächlich sichtbar ist. */
.form-error-box {
  grid-column: 1 / -1;
  background: var(--color-danger-light);
  border-left: 4px solid var(--color-danger);
  color: #7f1d1d;
  padding: var(--space-4) var(--space-5);
  border-radius: var(--radius-md);
}

.form-error-box[hidden] {
  display: none !important;
}

.form-error-box a {
  color: #7f1d1d;
  font-weight: 600;
  text-decoration: underline;
}

/* Action-Button-Reihe im Error-Callout (mailto + tel Fallback) */
.form-error-actions {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-3);
  margin-top: var(--space-4);
}

.form-error-actions .btn {
  text-decoration: none;
  gap: var(--space-2);
}

.form-error-actions .btn svg {
  width: 16px;
  height: 16px;
  flex-shrink: 0;
}

/* Honeypot unsichtbar für echte User — aber NICHT display:none, weil
   Bots das als Signal erkennen und das Feld dann auslassen. Stattdessen
   off-screen, clipped und opazitätsfrei. Label bleibt für Screenreader
   über aria-hidden="true" ausgeschlossen. */
.form-honeypot {
  position: absolute !important;
  left: -10000px !important;
  top: -10000px !important;
  width: 1px !important;
  height: 1px !important;
  overflow: hidden !important;
  opacity: 0 !important;
  pointer-events: none !important;
  clip: rect(0 0 0 0);
  clip-path: inset(50%);
}

.form-honeypot * {
  visibility: hidden;
}

/* ─── FAQ Accordion (native <details>/<summary>) ────────────────────── */

.accordion {
  max-width: 800px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
}

.accordion-item {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  transition: all var(--transition-base);
  overflow: hidden;
}

.accordion-item:hover {
  border-color: var(--color-gold-300);
  box-shadow: var(--shadow-sm);
}

.accordion-item[open],
.accordion-item.is-open {
  border-color: var(--color-gold-400);
  box-shadow: var(--shadow-md);
}

.accordion-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-4);
  padding: var(--space-5) var(--space-6);
  cursor: pointer;
  list-style: none;
  font-size: 1rem;
  font-weight: 600;
  color: var(--color-navy-600);
  user-select: none;
  transition: background var(--transition-base);
}

.accordion-header::-webkit-details-marker { display: none; }
.accordion-header::marker { content: ''; }

.accordion-header:hover {
  background: var(--color-gold-50);
}

/* Chevron rechts, dreht sich bei [open].
   Hinweis: ::after auf <summary> rendert in manchen Browsern inkonsistent —
   deshalb display:inline-block und transform auf will-change-Hint.   */
.accordion-header::after {
  content: '';
  display: inline-block;
  flex-shrink: 0;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background-color: var(--color-navy-50);
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 14 14' fill='none'%3E%3Cpath d='M3 5l4 4 4-4' stroke='%2314284c' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: center;
  transition: transform var(--transition-base), background-color var(--transition-base);
  transform: rotate(0deg);
  will-change: transform;
}

details.accordion-item[open] > summary.accordion-header::after,
.accordion-item.is-open .accordion-header::after {
  transform: rotate(180deg);
  background-color: var(--color-gold-100);
}

.accordion-item[open] .accordion-header,
.accordion-item.is-open .accordion-header {
  color: var(--color-navy-700);
  border-bottom: 1px solid var(--color-border-light);
}

.accordion-body {
  padding: var(--space-5) var(--space-6) var(--space-6);
  color: var(--color-text-secondary);
  font-size: 0.95rem;
  line-height: 1.65;
  animation: accordionFadeIn 300ms var(--ease-out);
}

.accordion-body p {
  margin-bottom: 0;
}

@keyframes accordionFadeIn {
  from { opacity: 0; transform: translateY(-4px); }
  to { opacity: 1; transform: translateY(0); }
}